Bill pay built for HVAC contractors
The all-in-one platform that helps HVAC and plumbing automate accounts payable, code every invoice to the job, and close the books in a fraction of the time.
Trusted by HVAC contractors across America
1,000+ contractors run their spend on the ACCA Financial Platform.
A month of AP, done in minutes
Line-item capture accuracy*
AI reads every bill for you.
In transaction fees
Free check and same-day ACH.
We cut and mail your checks
Never touch a check register again.
From inbox to paid, on autopilot
The ACCA financial platform captures every bill, codes it, flags problems, and syncs to your books.
Drag it in or forward it
Drop bills into your dashboard or forward them to your Affiniti email; AI captures every line item with 99% accuracy.*
Coded the way you would
AI applies your GL codes, class, job, and location from your past invoices.
Catch problems before you pay
Discrepancy alerts flag duplicates, overbilling, and fraud before payment goes out.
Approvals that just flow
Route bills to the right approver, from routine expenses to owner sign-off— then pay same-day, scheduled, or on net terms.
Always in sync with your books
Bi-directional QuickBooks sync, Online or Desktop. No double entry.
Everything else your back office needs
Bill pay is just the start — corporate cards, banking, and expense management in one place.
Expense management
Control spending without chasing receipts. Auto-match receipts, manage cards on the go, and close books faster with full transaction data.
Business cards
Save money and time. All with one business card. Up to 2.1% cash back on everything, 3.1% on fuel, and 6.1% on restaurants and hotels.
Checking
Earn up to 3% APY, get up to $3M FDIC coverage, and enjoy no-fee payments & check delivery.