The card built for
Main Street owners.
The all-in-one platform that helps business owners earn up to 2.1% unlimited cash back¹ on everyday spend, manage team expenses, and grow faster.
Wall Street thinks your story is over. Affiniti powers the owners keeping the American Dream alive.
businesses run their spend on Affiniti.
Save time and money.
All with one business card
Book your demo today
Cash back on everything
Earn 2.1% on all spend, 3.1% on fuel, and 6.1% on hotels and dining—paid as statement credit or check.
Limits that grow with you
Higher limits for materials, fuel, and supplier purchases as your business grows.
Annual fee. No impact on your credit.
No annual fee, no employee-card fees, and a soft-pull application that won’t touch your credit.
A card that does more than earn
Issue cards in seconds, lock any card to one vendor, and set a limit on each.
Your crew texts the receipt, we match it to the transaction. Nothing to chase at month-end.
We learn how you code transactions, prep each one for the right GL account, and send it for your approval.
Set per-card limits, restrict spend to certain vendors or days, and freeze cards on weekends.
Hear it from the owners who made the switch
From healthcare professionals to home service contractors. Owners save time and money with Affiniti.
Every supplier gets its own card, every tech gets a gas card.I can see exactly where the money’s going. Should’ve done this years ago.”
My back office absolutely loves it. They’re not wasting time chasing receipts.And I’m getting 2.1% cash back. Really was a no-brainer.”
If you want to do the exact same thing — or even run more efficiently —and get more money back, make the switch.”
Honestly, this isn’t just another credit card — it’s a real business asset.It boosts buying power, increases margins, and cuts costs, all at the same time.”
As a Builder, we process large materials and labor bills on an ongoing basis.The cash back we earn on the spend serves as a discount we never had to negotiate.”
I’ll be honest, I dragged my feet on switching. Took one afternoon.Now every material run earns us money and I’m not chasing statements at the end of the month. Should’ve done it two years ago.”
Everything else your back office needs
Cards are just the start: banking, bill pay and expense management, all in one place.
Credit cards
Margins thinning? Make every purchase count. Earn up to 2.1% back on the spend you already have. Additional categories: 3.1% on fuel and 6.1% on hotels and restaurants.1
AP card
Getting hit with card surcharges? Skip the fee and earn 1% back on spend that used to earn nothing.2
Automated accounts payable
Keying in bills by hand? Process, code, approve, and sync them in minutes.
Expense management
Receipts everywhere? We capture them, match them, and keep your books clean.
Banking
Cash losing value in checking? Earn up to 3% while keeping it ready for payroll, inventory, and bills.3
Automated accounting
Coding expenses by hand? We’ll handle it so you can focus on serving your community.
Pay by card
Vendor won’t take cards? Pay them anyway, earn rewards, and keep cash in the business longer.4