The card that grows 
your business and funds South Florida's next generation

2.1% unlimited cash back on everything, plus 3.1% on fuel and 6.1% on restaurants and hotels. Every approved business earns up to $1,250 for South Florida youth sports and NSU scholarships.

On all purchases1
2.1% cash back
Annual Fees
$0
Limits
Up to $5M
Apply with FTL UTD offer
Book a demo
Offer code: FTLUTD
Blue credit card with silver chip and contactless payment symbol, labeled world elite business, with cardholder name Lee M. Cardholder and Business Name below, showing a white logo in top right and a dual-circle payment logo in bottom right.

THE AFFINITI CARD

2.1%

Unlimited cash back

On everything your business buys, with no caps.
Plus 3.1% on fuel and 6.1% on restaurants and hotels.

$5M

Limits up to

Sized to a business doing real volume, not a starter card.

100%

Controls on every card

Employee cards with limits, receipts and approvals built in.

Tommy Smith
Tommy Smith
Founder & Chairman, Fort Lauderdale United FC

THE PARTNERSHIP

More than a logo
on a jersey

South Florida runs on contractors, home services companies, medical practices and family-owned businesses — the operators Affiniti was built for, and the ones traditional banks have underserved for decades.

We met Fort Lauderdale United Founder and Chairman Tommy Smith by bringing his businesses onto Affiniti, and quickly saw how much he cares about South Florida.

Having Affiniti represented on our kit reflects a shared commitment to South Florida and to supporting the businesses, families, and communities that make this region what it is.

Together, we want more local business owners to have what Tommy experienced: financial tools built around how they actually operate, so they spend less time on finances and more time growing.

giving back

Your spend gives back to South Florida

Every approved business earns a contribution from Affiniti to local youth sports
and college scholarships, based on card spend in the first three months.
1. Open your account
Apply in minutes. The FTL UTD offer is already applied.
icon card
2. Spend as you normally would
Earn 2.1% unlimited cash back on the business
spend you already have.
3. Affiniti gives back
Hit a spend tier in your first three month
sand Affiniti contributes up to $1,250.

See your impact
on the community

Affiniti contributes
$1,000*
You earn in cash back
$2,100
Your first 3 months of card spend
$100,000

0

$500

$30K

$700

$75K

$1,000

$100K

$1,250

$150K

Spend $50,000 more to unlock $1,250

*One contribution per business, based on the highest tier reached within 3 months of approval.
Cash back estimated at the 2.1% unlimited rate; fuel, restaurant and hotel spend earns more.

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Youth sports travel
Helping FTL UTD academy families cover the cost 
of getting to away tournaments.
NSU scholarships
Supporting Nova Southeastern University student-athletes through college scholarships.

THE AFFINITI CARD

A card that does more than spend

2.1%
Unlimited cash back oneverything
bank icon
3.1%
On fuel
6.1%
On restaurants & hotels
Limits up to $5M
Underwritten on your business, not your personal credit.
Unlimited employee cards
Virtual and physical, with per-card limits and controls.
$0 annual fee
No fee for the card or employee cards.
Personalized service
Underwritten on your business, not your personal credit.

CARDHOLDER PERKS

Your card brings you closer to the club

Match-day hospitality
Hospitality passes and premium seating for cardholders.
Priority tickets
Early or discounted access to tickets for key matches.
Inside the club
Training-ground visits and time with club leadership and its partner network.

beyond the card

Everything else your back office needs

check icon

Expense management

Receipts, coding and approvals in one place. 
Month-end without the chase.

Automatic receipt capture and matching
Spend policies and approvals by card or team
Real-time reporting across every card
Syncs with your accounting software
invoice icon

Bill pay

AI reads your invoices, routes approvals and pays vendors on schedule.

Invoices captured and coded automatically
Approval routing before anything goes out
Pay vendors by ACH, check or card
Schedule payments to manage cash flow
bank icon

Expense management

One account that powers your card, bills and payments.

No monthly fees
Pay your card and your bills from one place
Fast transfers and ACH
Real-time balances alongside your spend

Grow your business. Grow South Florida’s next generation

Apply with FTL UTD offer
Book a demo

Legal terms: same as current card landing page. The Affiniti Card is issued by its partner bank pursuantto a license from Mastercard. Cash back rates, limits and eligibility subject to approval and terms.