1% cash back on your supplier payments, with no credit card fees.
A business debit card built for roofing contractors. Keep your current arrangement — just pay suppliers like ABC Supply and QXO with the Affiniti AP Card instead.
Trusted by roofing contractors across America
1,000+ contractors run their spend on Affiniti.
The same invoices, now working for you
Cash back on every invoice
Fixed, unlimited, paid as statement credit or check.
No credit card fees
The AP Card pays like debit, so you skip the fees suppliers addon credit.
No credit check
No debt, no interest — the AP Card pays like debit.
Today your supplier spend loses either way
A fee if you pay by card, nothing back if you pay by ACH or check. Here's what that costs you — and what the AP Card earns instead, by monthly supplier spend.
Annual figures based on monthly supplier spend. Surcharge fees vary by supplier; 3% shown for illustration.
Turn accounts payable into cash back
The AP Card turns the invoices you already pay into cash back — none of the fees, debt, or hassle of a credit card.
Skip the surcharge fees
A supplier invoice that costs ~3% on a credit card costs $0 in surcharge with the AP Card.
Turn ACH & check spend into cash back
The big invoices you send by ACH or check to dodge that fee now earn 1%.
Your rebate stacks
Keep your house accounts and supplier terms exactly as they are. The 1% is on top of every discount and rebate you already earn.
Debit, not credit — no credit check
The AP Card pays from your balance like debit: no debt, no interest, no credit check.
Is this a credit card?
No. No debt, no interest, no credit check. It pays from your checking account like debit. That's why there's no credit card fees.
How to get started
Book a demo with our dedicated AP Card team.
They'll white-glove set everything up for you.
Everything else your back office needs
The AP Card is one piece of the Affiniti platform — cards, expense management, banking, and bill pay in one place.
Business cards2
For purchases with no credit card fees, earn 2.1% cash back on everything, 3.1% on fuel, 6.1% on restaurants and hotels.
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Expense management
Item-level receipts, capture by text, and books that close in minutes.
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Checking3
Earn up to 3% APY, up to $3M FDIC coverage, no-fee payments and check delivery.
Bill pay
AI invoice processing, smart approvals, and fee-free vendor payments.