Trusted by 500+ of construction businesses

Business banking built for construction businesses

The all-in-one platform that helps roofing contractors earn up to 3% APY, protect their cash, and grow faster.

Up to 3% APY

$0 monthly fees

Up to $3M FDIC coverage

Affiniti is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of the insured bank. Certain conditions apply to the pass-through insurance coverage.

Trusted by construction businesses across America

Hundreds of construction businesses bank with Affiniti.

I'll be honest, I dragged my feet on switching. Took one afternoon. Now every material run earns us money and I'm not chasing statements at the end of the month. Should've done it two years ago.

Justin Schlichter

Owner, Roof Ryders / Deep East Texas Construction

High yield. Real protection. Zero fees

3% APY

Earn on every dollar

Earn up to 3% APY on your operating cash, versus the 0.04% most community banks pay. No minimums, no maintenance fees.

$3M

FDIC coverage that goes further

Up to $3M in FDIC insurance across program banks — far beyond the standard $250k — so your cash stays protected.

No fees, no catch

No monthly or maintenance fees, free ACH and check delivery,  and no minimum balance to hold.

Book your demo today

Your cash shouldn't just sit there

High yield, real protection, and payments that move fast — all free.

Earn up to 3% on your idle cash

Up to 3% APY on your full balance, and it stays completely liquid

A dedicated account per supplier

Keep just what you spend with each wholesaler in its own account; the rest stays protected from duplicate charges.

Free same-day ACH, anywhere

Send unlimited same-day ACH payments anywhere, for free — pay your subs and suppliers the day cash comes in.

Free check printing and mailing

We cut, print, and ship every check for you — no fees, no trips to the post office.

Syncs to QuickBooks daily

Every transaction flows in with the right details, so your books stay current. Not on QuickBooks? Export coded data to any ERP.

Everything else your back office needs

Cards are just the start — banking, bill pay, and expense management all in one place.

Smartphone showing text message exchange adding a Home Depot receipt and memo for a $1,284.57 charge.

Expense management

File expense reports in under a minute. Employees can take a photo of an invoice or receipt, add a memo, and the expense will file automatically.

Invoice and payment details showing $1,839.92 to Goodwell Supplies scheduled for 03/01/26.

Bill pay

AI-powered invoice processing, pay bills, auto-code expenses, and sync everything directly to your accounting system in just minutes.

Blue business credit cards connected in a network with vendor names and monthly spend amounts.

Business cards

Save money and time. All with one corporate card. Up to 2.1% cash back on everything, 3.1% on fuel, and 6.1% on restaurants and hotels.